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61 South Paramus Road, #575, Paramus, NJ 07652

201-226-4709
anniechen@financialguide.com
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Arispring - Our Team

Arispring Financial · Our Team
One trusted advisor. A full team of specialists behind her.

When you work with Arispring Financial, you get the personal attention and deep relationship of a boutique practice — backed by a network of Vice President-level specialists across every major discipline of financial planning and wealth management.

7

VP-level specialists available across every major planning discipline — from investments and risk management to advanced markets and retirement planning

280K+

Clients served by Barnum Financial Group nationwide — institutional depth behind every Arispring client relationship

6

Professional designations held by Annie Chen — including the rare CEPA® for business owner exit planning

How it works: Annie serves as your primary relationship and the coordinator of your advisory team. When your situation calls for specialist expertise, she brings the right person into the conversation — so you get integrated advice, not competing recommendations.

Your Primary Advisor & Relationship LeadAnnie Chen

Your Primary Advisor & Relationship Lead
Annie Chen

Annie is the heart of Arispring Financial — the advisor who gets to know you, your family, your business, and your goals before making a single recommendation. With more than 15 years of experience and six professional designations, she brings rare depth to both the personal and the technical dimensions of financial planning.

As your primary advisor, Annie manages your full financial relationship, coordinates across the specialist network when your situation calls for it, and serves as the consistent, trusted voice guiding every decision — from day one through every major chapter of your financial life.

  • Business Owner & Exit Planning (CEPA®)
    Specialized expertise in business value building, exit strategy, succession planning, and buy-sell structuring — one of fewer than 5,000 CEPA®-certified advisors worldwide.

  • Comprehensive Financial Planning
    Retirement income design, risk management, estate planning coordination, tax-efficient investing, and college planning — across every stage of a client's financial life.

  • High Net Worth Wealth Management (WMCP®)
    Advanced wealth management strategies for clients with complex, multi-asset portfolios — investment planning, tax optimization, and multi-generational wealth transfer.

  • Behavioral Finance (BFA™)
    Understanding the human psychology behind financial decisions — helping clients stay on plan through market volatility, major life events, and emotionally complex financial choices.

The Barnum Financial Group Partnership
Why our clients get access to specialists most boutique advisors cannot offer.

Arispring Financial's partnership with Barnum Financial Group means our clients benefit from something rare: the personal relationship and customized attention of a boutique practice, combined with the depth of specialist resources typically available only at much larger firms.

Barnum's team of Vice Presidents — each a recognized expert in their field — are made available to Arispring clients when their situation calls for that level of specialized knowledge. Annie coordinates the right specialist for each client's specific need, ensuring integrated recommendations rather than disconnected advice.

280K+

Clients served by Barnum Financial Group nationwide

7

VP-level specialists available to every Arispring client

100%

Of specialist consultations coordinated by Annie on your behalf

1

Trusted relationship — Annie — at the center of it all

You don't have to find the experts

When your situation requires a specialist in advanced estate structures, complex investment strategies, or retirement income solutions, Annie identifies who you need and brings them into the conversation — so you never have to navigate the market for advisors on your own.

Integrated advice, not competing recommendations

Annie remains the coordinator of every specialist engagement. She ensures that each expert's input is incorporated into your overall plan in a way that is consistent, coherent, and aligned with your goals — not added as a separate, disconnected recommendation.

Institutional depth, personal accountability

The specialists behind Arispring bring institutional-level expertise. But the accountability to you — the relationship, the continuity, the knowledge of your full situation — always rests with Annie. You have one trusted advisor. You just also happen to have a team.

No additional cost for specialist access

Access to Barnum's specialist network is part of the Arispring client experience — not an add-on or an additional fee. When your situation warrants specialist involvement, we bring them in as a natural extension of your planning relationship.

The Specialist Network
Meet the experts behind your plan.

Each of the following specialists is a Vice President within Barnum Financial Group — a recognized expert in their discipline, available to Arispring Financial clients when the depth of their expertise is needed.

Beverly Wright

Beverly Wright

Vice President, Worksite Products

Beverly specializes in worksite financial solutions — helping business owners design and implement employee benefit programs that attract talent, reward performance, and support the financial wellbeing of their teams. Her expertise spans group insurance products, voluntary benefits, and employer-sponsored financial wellness programs.

For Arispring's business owner clients, Beverly is the resource Annie calls when the conversation turns to building a benefits structure that strengthens the company — from the inside out.

Brian Parmelee

Brian Parmelee, CFP®

Vice President, Risk Management

Brian brings deep expertise in risk management strategy for both businesses and individuals. As a Certified Financial Planner (CFP®), he approaches risk through a comprehensive planning lens — ensuring that insurance and protection solutions are integrated into the client's broader financial plan, not treated as standalone products.

Brian is Annie's primary resource for complex risk management cases — particularly where the interaction between business risk, personal liability, and estate planning requires careful, coordinated analysis.

Greg Wachter

Greg Wachter

Vice President, Risk Management

Greg is a seasoned risk management specialist with extensive experience designing insurance and protection strategies for business owners and high-net-worth individuals. His focus is on ensuring that clients' exposure — both personal and business — is comprehensively identified and properly addressed before it becomes a problem.

Greg works closely with Annie on clients whose risk profile requires a second layer of specialist review — particularly those with significant business interests, complex liability exposure, or high-value personal assets.

Jeremy Hus

Jeremy Hus, MSFS, CFP®, ChFC®, CASL®, CLU®

Vice President, Financial Planning

Jeremy holds one of the most extensive credential profiles in the Barnum network — five professional designations spanning financial planning, advanced financial strategies, and life underwriting. His Master of Science in Financial Services (MSFS) and ChFC® designation reflect a level of technical depth that is brought to bear on Arispring's most complex planning cases.

When a client's situation involves particularly sophisticated tax planning, complex estate structures, or multi-layered financial challenges, Jeremy provides the advanced planning expertise needed to design the right solution.

John Foreman

John Foreman, MBA, CIMA®

Vice President, Investments

John is Arispring's investment specialist — bringing the Certified Investment Management Analyst (CIMA®) designation and an MBA to bear on clients' portfolio construction and investment management needs. His expertise spans asset allocation, manager selection, portfolio analysis, and the specialized challenges of managing investment portfolios for high-net-worth individuals and institutional clients.

John is the resource Annie engages when a client's investment situation requires specialist-level analysis — particularly for complex portfolios, concentrated positions, alternative investments, or post-liquidity-event wealth deployment.

Kate Cassidy

Kate Cassidy

Vice President, Advanced Markets

Kate specializes in advanced markets — the sophisticated planning territory where estate planning, business planning, life insurance strategy, and tax law intersect. Her expertise is particularly valuable for high-net-worth clients and business owners whose situations involve complex trust structures, irrevocable life insurance trusts (ILITs), split-dollar arrangements, executive benefit design, or advanced charitable planning.

Kate is the specialist Annie calls when a client's estate or business planning needs move beyond standard structures and into the territory that requires genuine advanced markets expertise.

Niko Vamvakas

Niko Vamvakas

Vice President, Retirement Planning Solutions

Niko specializes in retirement planning solutions — with deep expertise in retirement income design, distribution strategy, annuity analysis, and the complex challenge of building a sustainable income stream that lasts through a 20–30 year retirement horizon. His focus is on the distribution phase of retirement: how clients move from accumulating assets to living confidently from them.

Niko is the specialist Annie engages for clients approaching or in retirement who need sophisticated income architecture — particularly where Social Security optimization, RMD planning, annuity evaluation, or tax-efficient distribution sequencing are central to the plan.

How the Team Works Together
One relationship. Coordinated expertise.

The Arispring specialist model is designed so that you experience seamless, integrated advice — not a revolving door of advisors you have to manage yourself.

Annie Learns Your Full Picture

Your relationship begins with Annie — and stays with Annie. She takes the time to deeply understand your financial situation, your goals, your family, and your concerns before any specialist is ever involved.

She Identifies Where Specialist Input Adds Value

As Annie designs your comprehensive plan, she identifies the areas where a specialist's depth of expertise will genuinely improve your outcome — whether that's advanced estate structures, portfolio management, or retirement income design.

The Right Specialist Is Brought In

Annie introduces the relevant specialist and provides them with the full context of your situation — so you don't repeat yourself, and so the specialist's input is grounded in your complete picture, not just the narrow question at hand.

Annie Integrates and Coordinates

The specialist's recommendations flow back through Annie, who integrates them into your overall plan and ensures everything is consistent, coordinated, and aligned with your goals. You have one plan. One primary advisor. One point of accountability.

Areas of Specialist Expertise
Every major discipline. Covered.

Across Annie's six designations and the Barnum specialist network, Arispring Financial clients have access to genuine expertise across every significant area of financial planning and wealth management.

Business Exit & Succession

Business valuation strategy, exit path planning, succession design, buy-sell structuring, and ownership transition — from first conversation to completed transaction.

Lead: Annie Chen, CEPA®

Investment Management

Portfolio construction, asset allocation, tax-loss harvesting, concentrated position management, and alternative investment evaluation for complex portfolios.

Specialist: John Foreman, CIMA®

Risk Management

Comprehensive insurance analysis covering life, disability, long-term care, business protection, key person coverage, and personal liability across every client situation.

Specialists: Brian Parmelee CFP® · Greg Wachter

Retirement Planning

Accumulation strategy, Social Security optimization, retirement income design, distribution sequencing, RMD management, and annuity evaluation.

Lead: Annie, RICP® · Specialist: Niko Vamvakas

Advanced Markets & Estate

Irrevocable trusts, ILIT / SLAT / GRAT structures, charitable planning, split-dollar arrangements, and executive benefit design for high-net-worth clients.

Specialist: Kate Cassidy

Advanced Financial Planning

Complex tax strategies, multi-dimensional financial plan design, and comprehensive planning for clients whose situations require the highest level of technical expertise.

Specialist: Jeremy Hus CFP® ChFC® MSFS

Worksite & Employee Benefits

Group benefit design, voluntary benefit programs, and employer-sponsored financial wellness solutions for business owner clients and their teams.

Specialist: Beverly Wright

Behavioral Finance

Understanding and addressing the human psychology behind financial decisions — helping clients make better long-term choices and stay committed to their plan through market volatility and life events.

Lead: Annie Chen, BFA™

The specialists listed above are employees of Barnum Financial Group and are not members of Arispring Financial. They are made available to Arispring Financial clients through our strategic partnership with Barnum. Barnum Financial Group serves over 280,000 clients nationwide and is one of the largest financial planning organizations in the United States. Annie Chen is a registered representative of MML Investors Services, LLC, Member SIPC, a Barnum Financial Group company.

Our Commitment to You
What every Arispring client can expect from our team.

You will always know who is responsible for your plan.

In a world where financial advice is increasingly fragmented — robo-advisors, online platforms, call centers — Arispring stands for the opposite. Annie is your advisor. She knows your situation. She is accountable to you. Every specialist engagement flows through her, and every recommendation connects back to your comprehensive plan.

Specialists are engaged because your situation warrants it — not to sell products.

The Barnum specialist network exists to serve complex client needs — not to generate additional transactions. When Annie brings in a specialist, it is because your situation genuinely benefits from that expertise. You will always understand why a specialist is involved, what they are evaluating, and how their input fits into your overall strategy.

Your team will evolve with you.

As your financial life grows more complex — as your business scales, as your wealth increases, as your family situation changes — the team supporting your plan can grow with you. Arispring's model is designed for long-term partnership, not one-time transactions. The specialists available to you today are the same ones who will be there when you need them most.

Contact Arispring Financial
Meet your advisor.
Meet your team.

No pressure, no pitch. Just a genuine conversation about where you are and where you want to go.

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